About Lotus Home Loans

Welcome to Lotus Home Loans, where we specialize in transforming the mortgage journey into a stress-free and seamless experience. Based in Terrigal on the NSW Central Coast and established in 2016, we take pride in doing the legwork for you, ensuring that the complexities of mortgages become a breeze.

Our Commitment: At Lotus Home Loans, the client experience is our top priority. We go above and beyond to ensure that every step of your financial journey is not just smooth but tailored to your unique needs. Your satisfaction is at the heart of everything we do.

A Comprehensive Range of Services: Whether you're looking to refinance, invest, secure a home loan, build your dream home with a construction loan, or obtain finance for your business or car, Lotus Home Loans has you covered. Our diverse range of services is designed to meet all your financial needs under one roof.

Access to Over 60 Lenders: With access to a vast network of over 60 lenders, we provide you with an abundance of choices. This extensive network ensures that we can find the perfect loan that suits your specific requirements. Your financial goals are unique, and we are dedicated to finding the loan that aligns perfectly with them.

At Lotus Home Loans, we're not just about mortgages; we're about ensuring your financial journey is as unique as you are. Let us take the stress out of your financial decisions and guide you towards a brighter, more secure future.

Image for Susie Davis - Founder & Mortgage Broker

Susie Davis - Founder & Mortgage Broker

Meet Susie Davis, our leading Mortgage Broker and owner, whose heart of gold shines brightly in all that she does! A true Central Coast native based in Terrigal, Susie brings over 15 years of expertise to the world of finance and lending. With an extensive panel of over 60 banks and lenders, she's your go-to expert for finding the perfect loan to match your needs. At any stage of your journey, whether you're refinancing, embarking on your first home purchase, investing, renovating or seeking an upgrade, Susie is here, excited and prepared to support you.

Beyond her wealth of experience, Susie fosters a unique connection with clients, ensuring they feel heard, understood, and truly valued. Trust her to not only navigate the intricacies of finance but also to infuse each step with warmth and sincerity to help you achieve your goals. Susie Davis is passionate about exceptional customer service, genuinely excited about helping people turn their dreams into a reality and loves creating a smooth, stress-free experience for her clients. 

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Lashaye Robinson - Office Administrator & Broker Support

Introducing Lashaye Robinson, our Office Administrator and Trainee Mortgage Broker. With over 18 years’ experience in customer service, Lashaye is a people person driven by a genuine passion for meeting and exceeding the diverse needs of our clients. Lashaye's interactions with multiple mortgage brokers while navigating the complexities of purchasing her first home, building her own home, and refinancing had such an impact that they inspired her to embark on a career in the industry and help others in the same way.

Lashaye is currently studying to gain her Certificate IV in Finance and Mortgage Broking and here to support Susie in ensuring our clients receive the care and attention they deserve. With her friendly and approachable demeanour, along with extensive customer service experience, she is evolving into a capable Mortgage Broker ready to advocate for your needs and help you achieve your goals. 

Image for Lashaye Robinson - Office Administrator & Broker Support

JD

Jaclyn D

I would love to make a HUGE shout out to my mortgage broker Susie Davis from Lotus Homes. My situation to walk into a bank with my status to buy a home is not ideal. …

HF

Heidi Fowler

I cannot recommend Susie Davis enough. To put it mildly - she is absolutely amazing. So patient and knowledgeable when it comes to getting a home loan. There was absolutely nothing that hindered a very smooth and easy process. Susie and her …

CW

Chantell Williams

Susie was knowledgeable on a wide variety of home loans and was able to find us finance for our 9 acres of rural land after our then lender was unable to offer us what we needed. Highly recommended!

Frequently Asked Questions:

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.