Refinancing

Take advantage of better rates on the market and start saving.

Rated 5 from 16 Reviews

Request a Call Back

Wanting to save on your Home or Investment Loan?

Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.

How much could you save?

Get an estimate of your savings in less than 60 seconds

Check your Loan Health
Image for Refinancing your Home or Investment Loan

Refinancing your Home or Investment Loan

1. Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

2. Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to help us find the best loan.

3. Loan Approval

We'll find the best loan on the market for you and your situation and present you back some options.

4. Sit back and relax!

We'll prepare and submit your application on your behalf and let you know when it's all complete

Book Appointment

JB

Jess Brennan

Susie and the team are fantastic. My loans were not straight forward and unusual and it was made into such a smooth process. I would highly recommend to anyone!

dS

dencey Stanley

Susie provides an awesome service. Highly recommended.

JD

Jaclyn D

I would love to make a HUGE shout out to my mortgage broker Susie Davis from Lotus Homes. My situation to walk into a bank with my status to buy a home is not ideal. …

Frequently Asked Questions

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Ready to get Started?