About Us

Welcome to Lotus Home Loans, where we specialise in transforming the mortgage journey into a stress-free and seamless experience. Based in Terrigal on the NSW Central Coast and established in 2016, we take pride in doing the legwork for you, ensuring that the complexities of mortgages become a breeze.

Our Commitment: At Lotus Home Loans, the client experience is our top priority. We go above and beyond to ensure that every step of your financial journey is not just smooth but tailored to your unique needs. Your satisfaction is at the heart of everything we do.

A Comprehensive Range of Services: Whether you're looking to refinance, invest, secure a home loan, build your dream home with a construction loan, or obtain finance for your business or car, Lotus Home Loans has you covered. Our diverse range of services is designed to meet all your financial needs under one roof.

Access to Over 60 Lenders: With access to a vast network of over 60 lenders, we provide you with an abundance of choices. This extensive network ensures that we can find the perfect loan that suits your specific requirements. Your financial goals are unique, and we are dedicated to finding the loan that aligns perfectly with them.

At Lotus Home Loans, we're not just about mortgages; we're about ensuring your financial journey is as unique as you are. Let us take the stress out of your financial decisions and guide you towards a brighter, more secure future.

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KS

KELLIE SMITH

BP

Brett Pilon

Outstanding. It was a pleasure dealing with Susie from start to finish. She went above and beyond to find the deal that best suited our situation. We will definitely use Lotus for our next project.

RG

Rebecca George

Susie is absolutely amazing at her job, we are stoked with the house and we couldn’t have done it without all of her help. Susie has made the process so smooth with kindness, patience and attentiveness to detail. I would highly recommend her to anyone seeking help or advice with home loans. Thank you again! You’re a star

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

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