Construction Loans

Turn your building plans into a reality with a construction loan.

Rated 5 from 14 Reviews

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We’ll help you fund your new build or renovation.

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

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We're a proud member of the Finance Brokers Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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JD

Jaclyn D

I would love to make a HUGE shout out to my mortgage broker Susie Davis from Lotus Homes. My situation to walk into a bank with my status to buy a home is not ideal. …

HF

Heidi Fowler

I cannot recommend Susie Davis enough. To put it mildly - she is absolutely amazing. So patient and knowledgeable when it comes to getting a home loan. There was absolutely nothing that hindered a very smooth and easy process. Susie and her …

CW

Chantell Williams

Susie was knowledgeable on a wide variety of home loans and was able to find us finance for our 9 acres of rural land after our then lender was unable to offer us what we needed. Highly recommended!

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

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